I Was a Doctor for 13 Years with an Eye Toward Luxury Before (Finally) Starting My Financial Education

I proudly held the bright yellow cardboard pieces in my chubby 5-year-old fingers. It was hard work to earn these “coins” that I was grasping so tightly—painstakingly acquired by tidying up toys and playing nicely with classmates. In a kindergarten classroom, these perfectly round canary-colored cardboard discs were currency dished out by our teacher for good behavior with the promise of a “toy of our choice!” once we had enough in the bank. Flush in funds, I stared intently at the lineup of colorful gadgets, squirming in anticipation before finally claiming my newest shiny acquisition…